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    Home • Recipes • Breakfast

    Banana Coffee Cake (Low Sugar)

    Published: Apr 5, 2025 by Jill Colonna11 Comments

    Jump to Recipe

    Healthy banana coffee cake made with oil, walnuts or pecans, and naturally sweet ripe bananas. Easy, low-sugar recipe with coffee and an optional touch of buckwheat or rye flour for a subtle French twist.

    sliced banana coffee cake, showing a beautifully moist crumb and topped with walnuts

    What to Do with Old Bananas?

    Bananas were always our go-to brain food as the girls were growing up, especially at rentrée (back-to-school time) and before exams. I'd stock up for quick energy: sliced on breakfast maple granola, chocolate granola, mashed on Scotch pancakes, or simply for goûter (the classic French after-school snack).

    Ironically, they never wanted the perfectly ripe yellow bananas. But as soon as they turned spotty and brown, they’d ask for this banana coffee cake - the perfect way to use up overripe bananas.

    slice taken from a moist banana bread with coffee and topped with walnuts

    Tip: Keep bananas out of the fridge.
    Once they're well ripened to make banana bread, (dark brown and heavily speckled), start baking with them. Otherwise freeze them until you're ready to bake and defrost before using.

    What Ripe Bananas Do in a Cake

    The older and riper bananas are, the better they are in a cake. When dark brown and heavily speckled, old bananas perhaps don't look great hanging around the kitchen but their real cake 'ap-peel' is hidden inside.

    The older and darker the banana, lurking underneath their heavily speckled skin are bright yellow, mushy fruit that have sweetened naturally as the starches convert to sugar. In fact, extra ripe bananas have three times more fructose than fresh greenish/yellow bananas.

    So when mashed to a purée and added to a cake, the result is two-fold:

    • ripe bananas give an extra moist cake texture, as opposed to crumbly; and
    • they add a natural sweetness so that little sugar is needed, if not at all (depending on your taste).

    Banana and Coffee in a Cake?

    This idea came from Nigella Lawson’s Nigellissima, where she adds espresso powder to banana bread - genius! It’s not a coffee cake in the American sense (with streusel), but a moist banana loaf with coffee in the batter. It works beautifully.

    If you love coffee in cakes, try my chocolate coffee cakes with an extra coffee glaze.

    moist banana cake with coffee and walnuts seen in a slice

    A Healthier Banana Cake - Less Sugar

    This cake is naturally sweetened with ripe bananas, so I slashed the original sugar - by more than half! The combination of sweet fruit and bitter coffee means you can skip the extra sugar, especially if you're topping it with jam or nut butter.

    Sometimes I leave the sugar out entirely and no one notices!

    This is our go-to healthy banana bread: made with oil instead of butter, low in sugar, and full of flavour. Plus, it's easily adapted with buckwheat or rye flour for a nutty, rustic twist.

    mashing up old bananas, perfectly ripe to make a cake
    Banana coffee cake ingredients: ripe, old bananas make it naturally sweet and moist

    Best Banana Cake Flours: Ingredients

    The best flour for banana cake is all-purpose flour. If using self-raising flour, skip the baking powder.

    For extra flavour and texture, mix in a little chestnut, buckwheat, or rye flour—just be sure to sift them well before combining.

    In France, especially in Corsica, chestnut flour is often used in breakfast cakes and pairs beautifully with banana (see this moist banana nut bread). It’s rich but pricey and sometimes hard to find. For a more accessible option, buckwheat flour (gluten free) adds a nutty depth and is traditionally used in French buckwheat pancakes (galettes de sarrasin).

    Rye flour (not gluten free) brings a rustic touch, like in French pain d’épices. It’s especially good around the holidays—just add a pinch of spice to give your banana bread a festive twist.

    slices of banana cake with a bowl of coffee and walnuts

    Banana Coffee Cake Recipe

    The detailed printable recipe is below.

    This recipe couldn't be easier. Gather all your ingredients first and weigh out 6-8 bananas to 450g without their skin. The batter is enough for one 900g or 2 pound loaf tin (9x5 inch) or can make 18 muffins. Photos below showing me make a smaller loaf but the ratio is the same.

    pouring oil into mashed bananas amongst ingredients for a banana coffee cake

    First mash together the bananas using a fork, add a pinch of salt and beat in the sunflower oil. Stir in both eggs.

    adding coffee powder to the bowl of cake ingredients

    Add the all-purpose flour and the sifted rye/buckhweat flour. Add to the mixture with the baking soda and baking powder.

    Stir in the coffee powder until dissolved and ingredients are well combined.

    adding walnuts to the banana coffee cake batter

    Add the chopped walnuts (pecans or other nuts), either to the batter or on the surface to toast them in the oven. Or do both.

    Transfer to a non-stick loaf tin. Bake in the oven for about 1 hour 15 minutes or until a metallic cake skewer (or knife) inserted in the middle comes out clean.

    Leave to cool in the tin for 10-15 minutes then upturn onto a cooling rack.

    banana coffee cake batter in a 9x5 inch (900g) loaf tin topped with walnuts

    How Long Does Banana Coffee Cake Keep?

    Although delicious on the day of baking, the cake matures nicely and stays moist wrapped in foil or stored in an airtight container for up to 5 days. 

    This also freezes well for up to 3 months - just defrost the night before.

    spreading cream cheese on a slice of moist banana bread with coffee

    How to Serve

    We love enjoying slices of this banana coffee cake at breakfast, generously topped with cream cheese, peanut butter—or both! Admittedly, it’s not very French (oh là là!), but we pair it with a classic French bowl of coffee for a delicious start to the day.

    Our girls prefer it with unsweetened peanut butter (see my tips for choosing a healthy brand in my peanut butter cookie recipe). Together, the combo delivers a natural energy boost with no added sugar.

    It’s a wholesome breakfast option—perfect before a long walk, a run, or even as brain food before exams. This banana coffee cake kept Lucie going strong during her 16km Paris–Versailles run!

    Craving more banana cake ideas? Don’t miss my chocolate banana marble cake.

    More Banana Recipes Without Sugar

    Here are a few more recipes made with naturally sweet ripe bananas without any added sugar.

    • Healthy Banana Oat Muffins
    • Moist Banana Nut Bread
    • Tropical Rambutan Smoothie with banana
    • Chocolate chia seed pudding with banana.

    The recipe below can also make 18 banana coffee muffins. Why not also add a few fresh blueberries in them?

    For more recipes and fun facts, see the Bananas Guide.

    spreading cream cheese on a slice of banana cake

    Healthy Banana Coffee Cake

    Jill Colonna
    Healthy banana coffee cake with oil, walnuts and optional, reduced sugar. Easy recipe with coffee - best made using very ripe bananas, which sweeten the banana bread naturally.
    5 from 3 votes
    Print Recipe Pin Recipe
    Prep Time 15 minutes mins
    Cook Time 1 hour hr 15 minutes mins
    Total Time 1 hour hr 30 minutes mins
    Course Breakfast, teatime
    Cuisine British, French, Italian
    Servings 18 slices
    Calories 175 kcal

    Equipment

    • 900g/2LB (9x5 inch) loaf tin non-stick (otherwise grease the tin)

    Ingredients
      

    • 5-6 medium bananas (or 450g without skins) very ripe
    • 100 ml (3½ floz/ ½ cup) neutral-tasting oil grapeseed/canola oil
    • ¼ teaspoon salt
    • 3 medium eggs organic
    • 150 g (5½oz/ 1¼ cup) all-purpose flour see notes
    • 100 g (3½oz/ ¾ cup) rye flour or buckwheat flour, sifted
    • ¾ teaspoon bicarbonate of soda
    • 1½ teaspoon baking powder
    • 75 g (3oz/½ cup) soft brown sugar optional
    • 40 g (1½oz/ 3 tbsp) chopped walnuts or pecans
    • 1½ tablespoon instant coffee powder

    Instructions
     

    • Preheat the oven to 170°C/325°F (150°C fan/gas mark 3).
    • Mash the bananas to a purée, add the salt and beat in the oil and eggs.
    • Sift the flours and gradually beat into the mixture, adding the bicarbonate of soda, baking powder, coffee powder and walnuts.
    • Pour the batter into the loaf tin, place on a baking sheet and bake in the oven for about 1 hour 15 minutes, or until a cake tester/knife comes out clean.
    • Leave the cake in the tin to cool for about 10 minutes, then turn out on to a wire tray to cool.

    Notes

    Storage: although delicious on the day of baking, the cake matures nicely and stays moist wrapped in foil or stored in an airtight container for up to 5 days.
    Also freezes well for up to 3 months - just defrost the night before.
    Banana Cake Muffins: This batter also makes 18 muffins. Just pour into a non-stick muffin tin and bake for 20 minutes in a hotter oven 200°C/400°F (180°C fan/Gas 6).
    Flour: if using self-raising flour instead of all-purpose, omit the baking powder. There's no need to sift but recommend sifting rye, chestnut or buckwheat flours are they are more prone to lumping in the packet.
    Optional Sugar: We don't add sugar since prefer adding toppings but if you prefer eating this cake on its own, we recommend adding the small amount of soft brown sugar. Also works well with coconut sugar.
    Per 61g slice without sugar: 3g protein, 16g carbohydrates, glycemic index: 10

    This recipe was first published September 13, 2015 but is now completely updated with quantities increased for a bigger 9x5inch standard USA loaf tin.

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    Share

    • Share
    Jill Colonna standing in a French patisserie lab holding a giant whisk over an oversized mixer bowl

    Bonjour - I'm Jill

    Author and home cook in Paris for 30+ years. Scottish and French, I share lighter, easy French recipes with more flavour and less sugar. No fancy techniques - just real food we eat at home. Plus tips to help you taste France like a local.

    Meet Jill

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    1. Emma

      April 19, 2025 at 7:25 pm

      5 stars
      I made this with 2/3rd the amounts, included about 25g sugar, mostly wholemeal and rye flour, and popped them into silicone muffin tray - it made 12. They came out really well after 25-30mins. Will make again and remember to put the walnuts in before pouring into the muffin tray ;-). Thanks Jill. From E in France.

      Reply
      • Jill Colonna

        April 20, 2025 at 9:37 am

        Thrilled you liked them as muffins - and next time just plop the walnuts on top. Thanks for popping back in to tell us!

        Reply
    2. Bernadette L.

      November 03, 2023 at 9:43 pm

      5 stars
      Yes, there usually is too much sugar in these types of sweet cakes, so this is perfect for my family! Thank you, we love the touch of coffee, too.

      Reply
      • Jill Colonna

        November 04, 2023 at 12:32 pm

        Here's to some coffee in coffee cake! So happy you like it.

        Reply
    3. Luisa Bellissimo

      November 27, 2019 at 3:14 am

      5 stars
      Just made these, my husband was impress. I can't wait for our twin grandsons to enjoy them on Thursday, for you American Thanksgiving!
      They were perfect!

      Reply
      • Jill Colonna

        November 27, 2019 at 11:01 am

        So lovely to hear that you'll be enjoying this with your grandsons this week. Have a most wonderful and delicious Thanksgiving - thank you for stopping by to say hello. Enjoy the recipes!

        Reply
    4. Liz

      September 21, 2015 at 3:53 pm

      Julie is one smart cookie! I have a freezer full of ripe bananas and your banana cake looks like one terrific way to use them up 🙂

      Reply
      • Jill Colonna

        September 23, 2015 at 6:51 pm

        Bananas in the freezer? Now that's a great tip Liz. Next time I won't feel "obliged" to make something with them straight away!

        Reply
    5. Christina @ Christina's Cucina

      September 21, 2015 at 2:10 pm

      This cake sounds and looks lovely, so I can understand the bananas being left to over-ripen! Julie is a smart girl! I think it's going to take me a while to get used to being able to cook/bake with nuts now that Denisa is on the East Coast! Never had or used chestnut flour before. Lots of possibilities! 🙂

      Reply
    6. Jean-Pierre D

      September 14, 2015 at 7:12 am

      I always knew your girls were clever. Must try this - looks good, especially as it's a while since I used chestnut flour. Thanks for sharing Jill.

      Reply
      • Jill Colonna

        September 14, 2015 at 1:30 pm

        Clever? Think it's rather sneaky really 😉 I love using chestnut flour and appreciate it even more at breakfast. Enjoy Jean-Pierre x

        Reply

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    Welcome

    Bonjour - I'm Jill

    Author and home cook in Paris for 30+ years. Scottish and French, I share lighter, easy French recipes with more flavour and less sugar. No fancy techniques - just real food we eat at home. Plus tips to help you taste France like a local.

    Meet Jill

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